What’s your Strategy?

Not all strategies are equal. We have the experience, record and personal focus to create your very own super strategy - and keep it on track.

Know your options

Superannuation

Superannuation is a compulsory system in some countries like Australia, where a portion of your earnings is put into a fund to support your financial needs in retirement.

When planning for superannuation, it's important to understand the different types of contributions, investment options, fees, and insurance coverages that your fund offers.

SMSF (Self-Managed Super Fund)

A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself, giving you greater control over your retirement savings. SMSFs can have up to six members, all of whom are usually friends or family members.

The flexibility of an SMSF allows members to invest in a broader range of assets, including direct property and unlisted shares, offering potentially higher returns but also higher risks.

Super Strategy

Compare industry super funds today using the below super comparison tool. Whether you’re looking to switch to a more competitive fund or need to decide which fund to consolidate your super into, you’ll benefit from seeing direct comparisons between your options.

Don’t miss out on increased growth opportunities by not making the comparison today.

When choosing your preferred fund, consider their return history, fees, insurance options, and investment flexibility to make sure it’s the right choice for you.

Need help sorting your super out?

Navigating through the complexities of superannuation can be challenging. Whether you're trying to compare different super funds, calculate your potential retirement savings, find lost super, or understand how compound interest works on your savings, there are tools available that can assist you.

Calculate super needs with our Super Calculator.

Learn more about unclaimed super in your postcode.

Learn more the time value of acting now with our compound interest calculator.

Quick check now

Try our 3-minute financial health survey to learn about where you stand now and some of the issues to consider now.

There are no wrong or right answers - just learning!

Want to discuss your results with someone who knows what they’re doing? Our team is available to explain the results and talk this through.

FAQs

  • Understanding your contribution amount is essential for retirement planning.

  • Different funds offer different benefits and risks.

  • Knowing your investment options can help tailor your super to your risk tolerance and retirement goals.

  • Check the performance history of your fund.

  • High fees can significantly reduce your retirement savings over time.

  • Consolidating lost super can simplify your finances and potentially save on fees.

  • Superfunds often include insurance like life, total and permanent disability, and income protection.

Maximizing Contributions

Ensuring you're making the most of your contribution limits.

Investment Strategy

Choosing the right investment options to suit your age and retirement goals.

Fees and Performance

Regularly reviewing your fund's fees and performance.

Insurance Cover

Understanding and optimizing the insurance provided by your super fund.

Let’s meet!

Take the first step towards a brighter financial future by scheduling a meeting with the Brightday team.

Our team of experts is eager to guide you through your investment journey with personalized advice and strategies.